About ayyto

A2 is an innovative platform for a new generation of finance. We connect individuals with a diverse range of investment opportunities in their communities—whether that is in the place where they live or the affinity groups they identify with. By doing so, we help shift the financial narrative and reconnect purpose with profit.

What We Do

For Investors
A growing number of individuals are looking to invest their money in a more meaningful way, into ventures they know and trust and that contribute to the health and well being of their communities. But hunting down those investment opportunities is difficult. A2 brings together a wide range of community-based investment opportunities into one easy-to-use platform that allows investors to discover investments tailored to their interests and investment profile.

For Entrepreneurs and Small Businesses
The financial landscape is changing rapidly, opening up new capital-raising options that allow entrepreneurs to bypass traditional financial gatekeepers and tap into their customers and supporters for funding. By helping investors discover these investment opportunities, we increase awareness and broaden a company’s pool of potential investors. At the same time, we uncover market signals that indicate untapped investor demand, allowing entrepreneurs to identify potential angel investors and supporters within their communities.

For Communities
We strengthen communities by promoting a more collaborative form of funding that can empower and engage community members and foster deeper connections between investors and the business owners that serve them.

For the Community Capital Movement
The universe of community-based investments is growing, but remains highly fragmented. A2 provides a focal point for community-based investment of all kinds and accelerates the movement by shifting the financial narrative and the flow of money into these emerging community-friendly investments. We support all forms of community capital and partner with community-based financial organizations for mutual benefit and to grow the movement.


Everyone is an investor, and every investment has an impact. As that concept gains currency, more and more investors are looking to put their investment dollars to work in their communities, where they can have a positive impact. A community can be the neighborhood, state or region where a person lives, or an issue or group that they identify with, such as ethnic heritage or diaspora community, or a passion or interest (renewable energy, women-owned business, local/sustainable).

However, that natural and seemingly simple impulse has been difficult to act on. Community-based investment opportunities exist, but they are scattered across multiple organizations and are difficult for investors to discover.

A3 solves that problem by curating community-based investment opportunities spanning Slow Money, Kiva, Credibles, CDFI loan funds and new crowdfunded offerings onto one easy-to-use platform.

What We Believe

Investors shouldn’t have to give up financial return for impact

Investing for good should be as easy as investing in the stock market

Community-based investing taps into the inherent wisdom and knowledge of a community, from the entrepreneurs solving problems they are uniquely familiar with to the community members who believe in them.

Community underwriting, social capital and the wisdom of the crowd offer a better model of due diligence and risk reduction

All entrepreneurs deserve to be judged on the merits of their strengths and ideas, not what zip code they live in, where they went to school or the color of their skin.

Our Values

growing the community capital market
community underwriting and wisdom of the crowd as better and active risk management

empowerment for communities and the 99% by seizing the power of investment
a financial system that works for all

creating a regenerative economy/alternative to Wall St-style finance
bridging financial innovation + community
ending the alienation between ROI and thriving
variety and diversity of models (concept of emergence)

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